ICICI Big Bazaar Shakti Credit Card Eligibility & Fee
ICICI Big Bazaar Shakti Credit Card Eligibility For the Salaried People in Mumbai, Delhi, Chennai, Bangalore, Hyderabad : 1,44,000 p.a
ICICI Big Bazaar Shakti Credit Card Eligibility For the Self employed People in Mumbai, Delhi, Chennai, Bangalore, Hyderabad :1,50,000 p.a
ICICI Big Bazaar Shakti Credit Card Eligibility For the Salaried People in Pune, Ahmedabad, Surat, Nagpur, Chandigarh, Kanpur, Lucknow, Jaipur, Vishakapatnam, Coimbatore, Cochin, Kolkata : 1,20,000p.a
ICICI Big Bazaar Shakti Credit Card Eligibility For the Self employed People in Pune, Ahmedabad, Surat, Nagpur, Chandigarh, Kanpur, Lucknow, Jaipur, Vishakapatnam, Coimbatore, Cochin, Kolkata : 1,25,000p.a
ICICI Big Bazaar Shakti Credit Card Eligibility For the Salaried People in other Cities 72,000 p.a.
ICICI Big Bazaar Shakti Credit Card Eligibility For the Self employed PeoplePeople in other Cities 72,000 p.a.
Documents Required
For the Salaried:
Public Ltd. company / MNC / Govt. organization:
Any one of: Pay slip / Salary Certificate / Income Tax returns / Form 16
Proprietorship / Partnership / Pvt. Ltd. company:
Pay slip / Income Tax returns / Form 16
For the Self-Employed :
Income Tax returns
Other bank card documents / Specific club memberships required for the EMI card
Age Criteria For the Salaried People : 21 years
Age Criteria For the Self employed People : 21 years
Age Criteria For the Retired : N.A.
 | Applicable Fees and Charges |  |
| Interest Free Credit Period | 18-48 days (applicable only on retail purchases and if previous month's balance outstanding is paid in full) | | **Finance charges on extended credit | 0.99% (Monthly) 12.55% (Annually) for Easy Deposit Card | | 1.75% (Monthly), 23.14% (Annually) for Spouse Card | | 1.99% (Monthly), 26.68% (Annually) for Home Card | | 2.75% (monthly),38.48%(Annually) for Platinum card w.e.f March 1st 2008 | | 3.15% (monthly),45.09%(Annually) for Private Banking credit card w.e.f March 1st 2008 | | 2.75% (Monthly) 38.48% (Annually) for ICICI Bank Signature Credit Card | | 3.15% (monthly),45.09%(Annually) forTitanium, Platinum Premier credit card w.e.f March 1st 2008 | | 3.40% (Monthly) 49.36% (Annually) for all Blue silver & Gold cards, irrespective of the date of transaction | | 0% (with Annual fee) /1.49%/1.99% (monthly) for EMI Card. Applicable from the day of transaction. | | Finance Charges on extended credit and cash Advance:2.75% (monthly), 38.48% (annualy) for ICICI Bank Platinum identity Credit Card. | | 1.99% (Monthly) 26.68 % (Annually) for Fixed Deposit Instant Credit Card. | | **Finance charges on cash advances | 1.99%(Monthly), 26.68% (Annually) for Cash Card.
| | 2.75% (Monthly), 38.48% (Annually) for ICICI Bank Signature Credit Card. | | 3.40% (Monthly), 49.36% (Annually) for Blue silver & Gold cards, irrespective of the date of transaction | | 0% (with Annual fee) /1.49%/1.99% (monthly) for EMI Card (as per applicable Finance Charges on Retail transaction). | | Cash Advance - Transaction Fee | On Easy Deposit Card - Nil for ICICI Bank ATM withdrawals
| | Rs. 151 per transaction for Cash Card | | 2.50% on advanced amount, subject to a minimum of Rs. 300 | | 2.99% on advanced amount, subject to a minimum of Rs. 299 on EMI Card | | Dial-a-Draft – Transaction Fee | 3% of the draft value amount subject to a minimum of Rs.300
| | 2.99% on draft value amount, subject to a minimum of Rs. 299 on EMI Card | | Minimum Ticket Size ** | Rs. 1,000 | | Late Payment Charge | 30% of minimum amount due, subject to min. of Rs. 400 and max. of Rs. 600 | | Charges in case of excess payment over EMI Amt Due (EAD) ** | Rs. 199 for every payment above the EA | | Transaction fee ** | Rs. 149 per transaction on EMI Card | | Over-Limit Charge | 2.5% of over limit amount, subject to a minimum of Rs. 500 | | Return of Cheque | Rs. 250 | | Outstation Cheque processing Fee | 1% of the cheque value, subject to a minimum of Rs. 100 | | Duplicate statement request (beyond 3 Months) | Rs. 100 | | Replacement Card | Rs. 100 | | Fee on Cash payment at Branches | Rs. 100 | | Cheque Pickup Fee | Rs.100 per cheque pickup | | Charge-slip request | Rs. 100 | | Railway Booking Surcharge | 1.80% for Internet transactions and 2.5% for other bookings | | Fuel Surcharge | 2.5% or Rs.10 whichever is higher (Nil on select cards) | | 0% at select HPCL pumps on select cards (maximum of Rs.3,000 per transaction) | | Services Charge - Utility Bill Payment | Nil | | Foreign Currency Transactions | 3.50% | | Service Tax | As may be applicable from time to time, presently @ 12.36% (Applicable on all fees, interest and other charges only) | | Annual Fee** | For 0% finance rate and EAD of Rs.2,000, the annual fee would be Rs.2,000. For 0% finance rate and EAD of Rs.4,000, the annual fee would be Rs.3,500. Joining Fee:Rs 25000 + applicable service tax and Rs 2500 annual fee from 2nd year onwards for ICICI Bank Signature Credit Card.
Annual fee of Rs.2000 for 1st year and Rs.1000 from 2nd year onwards for ICICI Bank Platinum identity Credit Card. | |
|
| * | - | The rate of interest is initially 3.40% p.m. (49.36% annualised) for all blue, silver and gold cards and 3.15% p.m. (45.09% annualised) for platinum and titanium cards, effective June 1, 2008. |
| - | In case of default, Interest Charges may increase up to a maximum of 3.40% p.m. (49.36% annualized). |
| ** | - | Applicable for EMI Card only |
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