ICICI King Fisher Airlines Credit Card Eligibility & Fee Structure

ICICI King Fisher Airlines Credit Card Eligibility & Fee

ICICI King Fisher Airlines Credit Card Eligibility For the Salaried People in Mumbai, Delhi, Chennai, Bangalore, Hyderabad : 1,44,000 p.a

ICICI King Fisher Airlines Credit Card Eligibility For the Self employed People in Mumbai, Delhi, Chennai, Bangalore, Hyderabad :1,50,000 p.a


Documents Required

For the Salaried:

Public Ltd. company / MNC / Govt. organization:
Any one of: Pay slip / Salary Certificate / Income Tax returns / Form 16

Proprietorship / Partnership / Pvt. Ltd. company:
Pay slip / Income Tax returns / Form 16

For the Self-Employed :

Income Tax returns
Other bank card documents / Specific club memberships required for the EMI card

Age Criteria For the Salaried People : 21 years

Age Criteria For the Self employed People : 21 years

Age Criteria For the Retired : N.A.

	Applicable Fees and Charges
Interest Free Credit Period 18-48 days (applicable only on retail purchases and if previous month's balance outstanding is paid in full) **Finance charges on extended credit 0.99% (Monthly) 12.55% (Annually) for Easy Deposit Card 1.75% (Monthly), 23.14% (Annually) for Spouse Card 1.99% (Monthly), 26.68% (Annually) for Home Card 2.75% (monthly),38.48%(Annually) for Platinum card w.e.f March 1st 2008 3.15% (monthly),45.09%(Annually) for Private Banking credit card w.e.f March 1st 2008 2.75% (Monthly) 38.48% (Annually) for ICICI Bank Signature Credit Card 3.15% (monthly),45.09%(Annually) forTitanium, Platinum Premier credit card w.e.f March 1st 2008 3.40% (Monthly) 49.36% (Annually) for all Blue silver & Gold cards, irrespective of the date of transaction 0% (with Annual fee) /1.49%/1.99% (monthly) for EMI Card. Applicable from the day of transaction. Finance Charges on extended credit and cash Advance:2.75% (monthly), 38.48% (annualy) for ICICI Bank Platinum identity Credit Card. 1.99% (Monthly) 26.68 % (Annually) for Fixed Deposit Instant Credit Card. **Finance charges on cash advances 1.99%(Monthly), 26.68% (Annually) for Cash Card. 2.75% (Monthly), 38.48% (Annually) for ICICI Bank Signature Credit Card. 3.40% (Monthly), 49.36% (Annually) for Blue silver & Gold cards, irrespective of the date of transaction 0% (with Annual fee) /1.49%/1.99% (monthly) for EMI Card (as per applicable Finance Charges on Retail transaction). Cash Advance - Transaction Fee On Easy Deposit Card - Nil for ICICI Bank ATM withdrawals Rs. 151 per transaction for Cash Card 2.50% on advanced amount, subject to a minimum of Rs. 300 2.99% on advanced amount, subject to a minimum of Rs. 299 on EMI Card Dial-a-Draft – Transaction Fee 3% of the draft value amount subject to a minimum of Rs.300 2.99% on draft value amount, subject to a minimum of Rs. 299 on EMI Card Minimum Ticket Size ** Rs. 1,000 Late Payment Charge 30% of minimum amount due, subject to min. of Rs. 400 and max. of Rs. 600 Charges in case of excess payment over EMI Amt Due (EAD) ** Rs. 199 for every payment above the EA Transaction fee ** Rs. 149 per transaction on EMI Card Over-Limit Charge 2.5% of over limit amount, subject to a minimum of Rs. 500 Return of Cheque Rs. 250 Outstation Cheque processing Fee 1% of the cheque value, subject to a minimum of Rs. 100 Duplicate statement request (beyond 3 Months) Rs. 100 Replacement Card Rs. 100 Fee on Cash payment at Branches Rs. 100 Cheque Pickup Fee Rs.100 per cheque pickup Charge-slip request Rs. 100 Railway Booking Surcharge 1.80% for Internet transactions and 2.5% for other bookings Fuel Surcharge 2.5% or Rs.10 whichever is higher (Nil on select cards) 0% at select HPCL pumps on select cards (maximum of Rs.3,000 per transaction) Services Charge - Utility Bill Payment Nil Foreign Currency Transactions 3.50% Service Tax As may be applicable from time to time, presently @ 12.36% (Applicable on all fees, interest and other charges only) Annual Fee** For 0% finance rate and EAD of Rs.2,000, the annual fee would be Rs.2,000. For 0% finance rate and EAD of Rs.4,000, the annual fee would be Rs.3,500. Joining Fee:Rs 25000 + applicable service tax and Rs 2500 annual fee from 2nd year onwards for ICICI Bank Signature Credit Card. Annual fee of Rs.2000 for 1st year and Rs.1000 from 2nd year onwards for ICICI Bank Platinum identity Credit Card.

*	-	The rate of interest is initially 3.40% p.m. (49.36% annualised) for all blue, silver and gold cards and 3.15% p.m. (45.09% annualised) for platinum and titanium cards, effective June 1, 2008.
	-	In case of default, Interest Charges may increase up to a maximum of 3.40% p.m. (49.36% annualized).
**	-	Applicable for EMI Card only

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ICICI King Fisher Airlines Credit Card benefits

Exclusive Features - ICICI Bank King Fisher Airlines Credit Card

Apply ICICI King Fisher Airlines Credit Card Online

* The card that lets you live the good times - A special card for those who live and fly in style5 reward points on every Rs. 100 spent on Kingfisher Airlines tickets / at Kingfisher Airlines counters and 2 reward points on every Rs.100 spent at other merchant establishments

* Reward points can be converted into King Miles. 1 reward point = 1 King Mile

* Air-accident insurance of up to Rs. 50 lac

* Fuel-surcharge waiver across all petrol pumps. (No reward points on fuel-purchase transactions)

* I-Assist: 24x7 personal concierge services, offering a host of benefits.

Just wish for it. We will see that you have it.

ICICI Bank presents I-Assist, a 24-hour concierge service, created especially for our premium customers like you. I-Assist, a complimentary service, offers a host of premium benefits to match and complement your lifestyle. With an efficient team, accessible from any corner of the world, all you have to do is just call, ask for assistance, sit back and relax. We take care of the rest.

Domestic Concierge Services: Make the most of the following services while in India:

1. Restaurant Referral and Reservation - Be it entertaining a client, or celebrating your daughter’s birthday, we’re here to suggest the perfect restaurant for every occasion. We even book your table for you, making sure you dine in style.

2. Flower & Gift Assistance - You never have to bother about choosing and sending gifts to your loved ones. Our team does it for you. Selecting the choicest flowers and gifts and making your loved ones feel special.

3. Movie Tickets - Standing in queues for movie tickets is passé. Our team makes sure your tickets and bought and delivered to your doorstep. All you have to do is enjoy the film. (Note: This service is limited to the premium movie offering tele-booking, online booking and home delivery of tickets). This service is available in New Delhi, Mumbai, Bangalore and Chennai.

Note:
I-Assist will not be responsible for any third party expenses incurred, which will be borne by the card holder.

To avail of our services, call our toll-free number 1800 11 3222 (from MTNL/BSNL lines) or 011 4189 8880 (standard call charges applicable).

Our motto is simple and says it all: Your wish is our command.

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