Showing posts with label icici platinum credit card. Show all posts
Showing posts with label icici platinum credit card. Show all posts

Friday, November 21, 2008

ICICI Platinum Card Eligibility & Fee Structure








Platinum Card Eligibility For the Salaried People in all cities : 4,80,000 p.a

Platinum Card Eligibility For the Self employed People in all cities :4,80,000 p.a

Documents Required

For the Salaried:

Public Ltd. company / MNC / Govt. organization:
Any one of: Pay slip / Salary Certificate / Income Tax returns / Form 16

Proprietorship / Partnership / Pvt. Ltd. company:
Pay slip / Income Tax returns / Form 16

For the Self-Employed :

Income Tax returns
Other bank card documents / Specific club memberships required for the EMI card

Age Criteria For the Salaried People : 21 years

Age Criteria For the Self employed People : 21 years

Age Criteria For the Retired : N.A.

Applicable Fees and Charges
Interest Free Credit Period
18-48 days (applicable only on retail purchases and if previous month's balance outstanding is paid in full)
**Finance charges on extended credit

0.99% (Monthly) 12.55% (Annually) for Easy Deposit Card

1.75% (Monthly), 23.14% (Annually) for Spouse Card
1.99% (Monthly), 26.68% (Annually) for Home Card
2.75% (monthly),38.48%(Annually) for Platinum card w.e.f March 1st 2008
3.15% (monthly),45.09%(Annually) for Private Banking credit card w.e.f March 1st 2008
2.75% (Monthly) 38.48% (Annually) for ICICI Bank Signature Credit Card
3.15% (monthly),45.09%(Annually) forTitanium, Platinum Premier credit card w.e.f March 1st 2008
3.40% (Monthly) 49.36% (Annually) for all Blue silver & Gold cards, irrespective of the date of transaction
0% (with Annual fee) /1.49%/1.99% (monthly) for EMI Card. Applicable from the day of transaction.
Finance Charges on extended credit and cash Advance:2.75% (monthly), 38.48% (annualy) for ICICI Bank Platinum identity Credit Card.
1.99% (Monthly) 26.68 % (Annually) for Fixed Deposit Instant Credit Card.
**Finance charges on cash advances

1.99%(Monthly), 26.68% (Annually) for Cash Card.

2.75% (Monthly), 38.48% (Annually) for ICICI Bank Signature Credit Card.
3.40% (Monthly), 49.36% (Annually) for Blue silver & Gold cards, irrespective of the date of transaction
0% (with Annual fee) /1.49%/1.99% (monthly) for EMI Card (as per applicable Finance Charges on Retail transaction).
Cash Advance - Transaction Fee

On Easy Deposit Card - Nil for ICICI Bank ATM withdrawals

Rs. 151 per transaction for Cash Card
2.50% on advanced amount, subject to a minimum of Rs. 300
2.99% on advanced amount, subject to a minimum of Rs. 299 on EMI Card
Dial-a-Draft – Transaction Fee

3% of the draft value amount subject to a minimum of Rs.300

2.99% on draft value amount, subject to a minimum of Rs. 299 on EMI Card
Minimum Ticket Size ** Rs. 1,000
Late Payment Charge 30% of minimum amount due, subject to min. of Rs. 400 and max. of Rs. 600
Charges in case of excess payment over EMI Amt Due (EAD) ** Rs. 199 for every payment above the EA
Transaction fee ** Rs. 149 per transaction on EMI Card
Over-Limit Charge 2.5% of over limit amount, subject to a minimum of Rs. 500
Return of Cheque Rs. 250
Outstation Cheque processing Fee 1% of the cheque value, subject to a minimum of Rs. 100
Duplicate statement request (beyond 3 Months) Rs. 100
Replacement Card Rs. 100
Fee on Cash payment at Branches Rs. 100
Cheque Pickup Fee Rs.100 per cheque pickup
Charge-slip request Rs. 100
Railway Booking Surcharge 1.80% for Internet transactions and 2.5% for other bookings
Fuel Surcharge

2.5% or Rs.10 whichever is higher (Nil on select cards)

0% at select HPCL pumps on select cards (maximum of Rs.3,000 per transaction)
Services Charge - Utility Bill Payment Nil
Foreign Currency Transactions 3.50%
Service Tax As may be applicable from time to time, presently @ 12.36% (Applicable on all fees, interest and other charges only)
Annual Fee**

For 0% finance rate and EAD of Rs.2,000, the annual fee would be Rs.2,000. For 0% finance rate and EAD of Rs.4,000, the annual fee would be Rs.3,500. Joining Fee:Rs 25000 + applicable service tax and Rs 2500 annual fee from 2nd year onwards for ICICI Bank Signature Credit Card.
Annual fee of Rs.2000 for 1st year and Rs.1000 from 2nd year onwards for ICICI Bank Platinum identity Credit Card.


* - The rate of interest is initially 3.40% p.m. (49.36% annualised) for all blue, silver and gold cards and 3.15% p.m. (45.09% annualised) for platinum and titanium cards, effective June 1, 2008.
-
In case of default, Interest Charges may increase up to a maximum of 3.40% p.m. (49.36% annualized).
** -
Applicable for EMI Card only





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ICICI Platinum Credit Card








Exclusive Features ICICI Bank Platinum Credit Card :

Apply ICICI Platinum card online

# An Elite WorldHigh credit limit and cash limit
# 1 reward point for every Rs. 100 spent
# Air-accident insurance of up to Rs. 40 lac
# Fuel-surcharge waiver across all petrol pumps
# I-Assist: 24x7 personal concierge services, offering a host of benefits.

Just wish for it. We will see that you have it.

ICICI Bank presents I-Assist, a 24-hour concierge service, created especially for our premium customers like you. I-Assist, a complimentary service, offers a host of premium benefits to match and complement your lifestyle. With an efficient team, accessible from any corner of the world, all you have to do is just call, ask for assistance, sit back and relax. We take care of the rest.

International and Domestic Concierge Services: Make the most of the following services while in India or abroad:

1. Pre-trip Information Services - Planning a trip? We can help you with vital information you may need about your destination. Right from visas to inoculation requirements, you can count on us to prepare you for the journey meticulously.

2. Car Rental and Limousine Service - I-Assist makes sure you travel in style. Because no matter where you are in the world, whenever you need transport, we make sure that a chauffeur-driven car is at your disposal.

3. Hotel Referral and Reservation - Experience comfort, even before you begin your holiday. Simply call us and we’ll take care of all your arrangements with the finest hotels across India.

4. Flight Referral and Reservation - Booking tickets the conventional way is passé. One call to our deft I-Assist team, and you can be sure you will have a reserved ticket on a classy airline in no time. (Applicable in India only).

5. Restaurant Referral and Reservation - Be it entertaining a client, or celebrating your daughter’s birthday in style, we’re here to suggest the perfect restaurant for every occasion. We even book your table for you, making sure you dine in style.

6. Special Events Booking - Is there a concert, which you just can’t miss? Count on us to get you in. Be it classical dance or music events, concerts, plays or festivals, I-Assist will make sure you never miss a thing.

7. Flower & Gift Assistance - You never have to bother about choosing and sending gifts to your loved ones. Our team does it for you. Selecting the choicest flowers and gifts and making your loved ones feel special.

8. Movie Tickets - Standing in queues for movie tickets is a thing of the past. Our team makes sure your tickets and bought and delivered to your doorstep. All you have to do is enjoy the film. (Note: This service is limited to the premium movie halls offering tele-booking, online booking and home delivery of tickets. This service is currently offered in New Delhi, Mumbai, Bangalore and Chennai).

Emergency Auto Assistance Services: If you ever have an auto emergency anywhere in India, you can count on us to help you out with:

1. Emergency Towing Assistance and Arrangement: If your vehicle breaks down or is caught in an accident, we will ensure that it is towed to the nearest garage to be repaired.

2. Roadside Repair Assistance and Arrangement: If your vehicle breaks down with some minor problems, we will send a mechanic to wherever you are to repair it.

3. Alternative Travel Assistance and Arrangement: In case your vehicle breaks down and cannot be repaired, and you need to reach your destination urgently, we even provide alternative transport for you to continue your journey.

Domestic Medical Offerings: Make the most of our special medical offerings.

1. Access to a Medical Second Opinion: We help you access expert medical opinions and diagnosis from a panel of world-class specialists at leading medical institutions. We also provide an alternative treatment plan if required and even arrange admission, accommodation and transportation to the institution on request.

2. Arrangement of Domestic Emergency Medical Evacuation: In case you need to be moved to a place where appropriate medical care is available, we arrange for air and/or surface transportation and communication to move you to the hospital.

3. Medical Service Provider Referral: We shall put you in touch with physicians, hospitals, clinics, dentists and dental clinics on request. (Note: We will not be responsible for determining the appropriate medical specialist for your particular problem nor for providing medical diagnosis or treatment. We will not be liable in respect of any consequences arising out of or howsoever caused by the services provided by the Medical Service Providers referred by us. The final selection of the Medical Service Provider shall be your responsibility).

4. Arrangement of Appointments with Local Doctors for Treatment: We take care of your appointments with local doctors for treatment.

Note:

* Domestic Medical Concierge Services are complementary for the first year.
* I-Assist will not be responsible for any third party expenses incurred, which will be borne by the card holder.

To avail of our services, call our toll-free number 1800 11 3111 (from MTNL/BSNL lines) or call us at 011 4189 8865 (accessible from private networks).

Our motto is simple and says it all: Your wish is our command.



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