Friday, November 21, 2008

ICICI British Airways Classic Credit Card Fees Information

ICICI British Airways Classic Credit Card Fees Information & Eligibility


Documents & Eligibility
Salary surrogate Latest Salary slip copy/ Original Statement Certificate with Bank bank Statement reflecting salary credit for last 3 months Minimum Net income Rs. 4.8 lac p.a.
ITR Surrogate ITR copy to be collected as income proof Minimum Net income Rs. 4.8 lac p.a.


Service & Fee Information
Platform
ICICI Bank British Airways Classic Credit Card account
Card Type
Classic


Annual Fee - Rs 3500 for the 1st year and Rs 3500 from the 2nd year onwards
Add On Fee
Nil
Card Replacement fee
100
Card Renewal Fee
NA
Autodebit
Yes
Overlimit fee
5% on over limit amount (subject to a minimum of Rs. 500)
Late payment fee
30% of minimum amount outstanding subject to a min of Rs 400 and a max of Rs 600
Duplicate Statement Request Fees(beyond 3)
Rs.100
Dial a draft
3% of the draft value amount,subject to a minimum of Rs. 300
Return cheque payment fee
Rs 250
Outstation cheque payment fee
1% on the cheque value, subject to a minimum of Rs 100
Balance Enquiry
NIL
Cash Deposit Charges
Nil for collections team depositing at RAOG branches, & Rs 100 for both customers and collections team except in case of Y/Z blocks
Cash Withdrawal Charges
2.5% on advanced amount, subject to a minimum of Rs. 300
BT%
Dynamic. As per the ongoing interest rate
Cash Interest
3.15% per month
Retail Interest
3.15% per month
Retail - EMI principal
3.15% per month
Chargeslip Retrieval
Rs 100
Fuel Surcharge Waiver
Yes (across all pumps in India)
Reward points
NA ( Spends would directly get converted into airmiles )
Cash Limit (% of Credit Limit)
20%
Min Amount Due (MAD)
5% of Total Amount Due
Credit Free Period
18 - 48 Days
Minimum credit limit
Rs. 1,00,000
Maximum credit limit
As per Policy/Credit

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