Platform |
| ICICI Bank British Airways Premium Credit Card account |
Card Type |
| Premium |
|
| Annual Fee - Rs 7000 in first year and Rs 7000 from 2nd year onwards |
Add On Fee |
| Nil |
Card Replacement fee |
| 100 |
Card Renewal Fee |
| NA |
Autodebit |
| Yes |
Overlimit fee |
| 5% on over limit amount (subject to a minimum of Rs. 500) |
Late payment fee |
| 30% of minimum amount outstanding subject to a min of Rs 400 and a max of Rs 600 |
Duplicate Statement Request Fees(beyond 3) |
| Rs.100 |
Dial a draft |
| 3% of the draft value amount,subject to a minimum of Rs. 300 |
Return cheque payment fee |
| Rs 250 |
Outstation cheque payment fee |
| 1% on the cheque value, subject to a minimum of Rs 100 |
Balance Enquiry |
| NIL |
Cash Deposit Charges |
| Nil for collections team depositing at RAOG branches, & Rs 100 for both customers and collections team except in case of Y/Z blocks |
Cash Withdrawal Charges |
| 2.5% on advanced amount, subject to a minimum of Rs. 300 |
BT% |
| Dynamic. As per the ongoing interest rate |
Cash Interest |
| 2.75% per month |
Retail Interest |
| 2.75% per month |
Retail - EMI principal |
| 2.75% per month |
Chargeslip Retrieval |
| Rs 100 |
Fuel Surcharge Waiver |
| Yes (across all pumps in India) |
Reward points |
| NA ( Spends would directly get converted into airmiles ) |
Cash Limit (% of Credit Limit) |
| 20% |
Min Amount Due (MAD) |
| 5% of Total Amount Due |
Credit Free Period |
| 18 - 48 Days |
Minimum credit limit |
| Rs. 1,50,000 |
Maximum credit limit |
| As per Policy/Credit |
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